Bank Advisors

We are Bank Advisors.

For Bankers, by Bankers

Tailored to You

Your Bank is unique, with specific goals and challenges. Our services are customized to help your Bank protect and grow its value. As banking professionals, we understand what is required to do just that. Allow our experience in Due Diligence, Capital Markets and Risk Analysis to work for you.


We are nimble and take pride in our flexibility, responsiveness and turn-time. Banks are our only business.  Each of the Advisors is committed to exceeding your expectations for timliness and quality.


Your Bank's ongoing success is our ultimate goal.

The Advisors

John Cresto, President

 John founded Bank Advisors Ltd. in 2005 and takes an active role in the day-to-day advisory services provided   to Bank Advisors’ clients.  Although he no longer practices law, John’s expertise as a bank consultant draws on his diverse experience in banking, corporate, real estate, and criminal law. John also has extensive experience as a direct real estate investor.  

John began his career as an investigator with the DuPage County State’s Attorney’s Office. He attended law school at night, and became an Assistant Sate’s Attorney for DuPage County upon graduation. John entered private law founding a law firm in Naperville Illinois that concentrated in representing community banks and real estate developers and investors. John later became a partner in a major Chicago based law firm and concentrated in representing regional financial institutions. John completed his legal career as a partner in a multi-national Chicago based law firm and concentrated in representing national and regional financial institutions. During his twenty plus year legal career, he regularly counseled financial institutions in the structuring and documentation of complex financing transactions and commercial work out and litigation.  John also represented residential and commercial real estate developers in the acquisition, development, and disposition of real estate. 

Jeffrey Sondgeroth, Managing Director

Jeff joined Bank Advisors in 2010.  Jeff is responsible for individual project management, as well as oversight of the Appraisal Review, Outsourced Underwriting and Field Exam divisions.  He utilizes over 15 years of commercial lending and direct real estate development experience in achieving the goals of his clients. 

Jeff dedicated more than 6 years to commercial real estate lending, financing over $300 million in commercial properties. As the head of Project Finance for Single Site Solutions, a R/E development firm, Jeff was directly
responsible for financing and general management of over 75 new projects and stabilized properties with an aggregate value of over $400 million. With his experience as both a lender, consultant, and investor, Jeff has the unique ability to understand the challenges that his clients experience in a constantly changing economic and regulatory environment.  

Meghan McGuire, VP

 Meghan McGuire joined Bank Advisors in 2016.  She brings a wealth of Field Exam and commercial credit underwriting experience.  Her underwriting career began at a multi-billion dollar national bank, where she received formal credit training.  For the past ten years, her primary focus has been assisting growth-focused community banks meet their lending goals by providing thorough, data-driven risk analysis.  Meghan began performing asset-based lending Field Exams on behalf of client banks in 2009, and has in-depth experience in an extensive range of borrowers including: general contractors, wholesalers, HIPPAA-compliant healthcare providers, staffing agencies, and manufacturers.  She understands that a continual, open dialogue with borrowers and client banks is paramount to achieving the optimal outcome for all parties.  

Julie Bromann, VP

Julie originally joined Bank Advisors in 2008, and after taking a 1-year hiatus, recently re-joined our team.  Julie manages all appraisal review services for Bank Advisors, and assists with outsourced underwriting and loan review.  Julie has extensive experience underwriting real estate and C&I loans from $250,000 up to $30 million.  She completed a formal 2-year (underwriting) training with a national bank in the Chicagoland area.  Julie is a Licensed Appraiser in the State of Illinois and currently a Candidate for Designation with the Appraisal Institute for general appraisal review.  She is also a CIA (Certified Internal Auditor), and managed high-risk audits for a national bank.       

What We Do

Internal Loan Review

Loan Reviews performed by experienced banking professionals, with an emphasis on collaboration, tailored to your Board's policy and balance sheet objectives.

Appraisal Review

Our licensed appraisers understand the market and verify USPAP standards are met, all while providing your Bank an edge by ensuring the shortest  possible turnaround.

Outsourced Underwriting

Commercial loan underwriting specifically for your Bank, with short or no lead time. Allow Bank Advisors to be your resource for in-depth, industry-specific, loan risk assessment. 

Collateral Field Audit

Get a banker's perspective combined with Internal Audit expertise. Our objective is to assist in determining the marketability of collateral, while providing a positive experience for you and your borrower or prospect.

ALCO Audit

Bank Advisors performs assessments of Interest Rate Risk (IRR) and Market Sensitivity Risk (MSR) while providing a comprehensive review of your Bank's policies and goals.

System Conversions

The dreaded system conversion doesn't have to be painful! Minimize the stress and maximize productivity through your Bank's conversion by allowing Bank Advisors to facilitate the process.

Contact Us

We Would Like to Have Coffee with You.

Allow our team to host a coffee and bagel meeting at your branch. Get all of your questions answered while having a cuppa.  Or, drop by our office:

Bank Advisors

477 E Butterfield Rd., Suite 203, Lombard, IL 60148, US

(630) 926-2299


Monday - Friday: 9am - 5pm

Saturday: By appointment

Sunday: Closed